HOW CAN I SET UP DIRECT DEPOSIT FOR TAX PAYMENTS, REFUNDS AND RECEIPT OF SOCIAL SECURITY BENEFITS?

HOW DO I APPLY FOR AN ACA-MEMBERS/SDFCU ACCOUNT? AM I REQUIRED TO FUND MY ACCOUNT TO COMPLETE MY SDFCU ACCOUNT APPLICATION? WHAT INFORMATION DO I NEED TO PROVIDE SDFCU TO OPEN AN ACCOUNT? HOW WILL SDFCU COMMUNICATE WITH ME DURING THE APPLICATION PROCESS? HOW LONG IS THE APPLICATION PROCESS? IS MY PERSONAL FINANCIAL INFORMATION DISCLOSED TO ACA? CAN I OPEN AN ACCOUNT AT SDFCU EVEN IF I LIVE ABROAD? CAN MY NON-US SPOUSE OR PARTNER OPEN AN ACCOUNT, OR BE A JOINT OWNER OF MY ACCOUNT? CAN I OPEN AN ACCOUNT FOR MY CHILDREN? WHAT CAN I DO WITH MY ACCOUNT? CAN I TRANSFER FUNDS IN MY SDFCU ACCOUNT TO MY FOREIGN BANK ACCOUNT? IS MY SDFCU ACCOUNT REPORTED TO U.S. CREDIT AGENCIES? CAN IT HELP ME BUILD A U.S. CREDIT RECORD? DOES SDFCU PROVIDE FINANCIAL COUNSELING AND CAN I USE MY OWN INVESTMENT ADVISOR? CAN I HAVE AN IRA OR ROTH IRA ACCOUNT OR A 401(K) ACCOUNT? CAN I DO ONLINE AND MOBILE BANKING WITH SDFCU FROM MY RESIDENCE OUTSIDE OF THE UNITED STATES? DOES SDFCU ISSUE CREDIT AND DEBIT CARDS? WILL MY SDFCU CREDIT OR DEBIT CARD BE ACCEPTED OUTSIDE OF THE UNITED STATES? CAN I GET A MORTGAGE FROM SDFCU TO BUY A PROPERTY? CAN THE PROPERTY BE OVERSEAS? CAN I GET A LOAN FROM SDFCU TO PAY FOR MY CHILDREN’S COLLEGE EXPENSES? IS SDFCU CONSIDERED A FOREIGN ACCOUNT OR A U.S. ACCOUNT FOR FATCA AND FBAR REPORTING? CAN I HOLD ACCOUNTS WITH SDFCU IN CURRENCIES OTHER THAN US DOLLARS? ARE FEES AND LOAN RATES THE SAME AT A CREDIT UNION AS THOSE CHARGED BY BANKS? HOW CAN I SET UP DIRECT DEPOSIT FOR TAX PAYMENTS, REFUNDS AND RECEIPT OF SOCIAL SECURITY BENEFITS? HOW DID SDFCU GET STARTED? IS SDFCU CREDIT UNION MANAGED BY OR PART OF THE U.S. STATE DEPARTMENT OF U.S. GOVERNMENT? WHAT IS A CREDIT UNION? WHAT’S THE DIFFERENCE BETWEEN A CREDIT UNION AND A BANK? WHAT “BANKING-LIKE” FINANCIAL SERVICES DOES A CREDIT UNION PROVIDE? IS MONEY IN AN ACA-MEMBERS/SDFCU ACCOUNT AS SAFE AS IT IS IN A BANK? STILL HAVE QUESTIONS? READY TO GET AN ACA-MEBMERS/SDFCU ACCOUNT? REMEMBER …..

Answer

With an SDFCU account, ACA members can set up direct deposit with the IRS, it’s easy all you need is your SDFCU account and routing number information. To take advantage just select direct deposit as your refund method through your tax software or tell your tax preparer you want to use direct deposit. You can even use direct deposition if you are still filing by paper. See the full IRS instructions on this here. This is the same system that can be used for direct deposit of Social Security payments. The same electronic transfer system is used to deposit nearly 98% of all Social Security and Veterans Affairs benefits to millions of Americans.

SDFCU