The Benefits of ACA membership:

  • Access to State-side banking services!  Even if you don’t have a residence or address in the US, you can have a US account, called a ACA-Members/SDFCU account. This is a US account with the State Department Federal Credit Union (SDFCU).  Free checking accounts, savings accounts, IRA accounts, and a wide range of banking services are available, all online.  Based on individual circumstances, these can include dollar-based credit and debit cards, lines of credit, loans, IRA accounts, and much more through ACA members-only access.  For complete detailed information on this product go here

  • Access to ACA-PAC to make contributions in support of our advocacy efforts in Washington, DC.

  • Updates on Washington, DC and ACA’s advocacy work as well as topics of interest to the community of overseas US citizens with regular email blasts, our quarterly newsletter and webinars.

  • Access to Wise-Traveler, which offers you the best pricing on hotel and resort rooms around the world.  You can compare Wise-Traveler prices in real time with competitors like Expedia and Priceline, right on Wise-Traveler’s booking engine!  Click here for more details on this product.

  • Access to membership in the Royal Overseas League (ROSL), with clubhouses in London and Edinburgh and arrangements with a network of worldwide private clubs, for a reduced entrance fee and all the benefits of being an ROSL member.  ACA members receive 25% off the ROSL joining fee.  Click here for more information on how to join.


ACA members must be US citizens. Yearly membership dues are payable on a once-a-year renewal basis calculated from the day you join.  Once paid, membership dues are not refundable.

Once you are an ACA member you will have access to the Members Section of the website where information on Member Benefits and making contributions to ACA-PAC can be found as well as applying for an SDFCU bank account. Please be advised that you do not automatically receive an SDFCU account by being a member of ACA.  ACA cannot guarantee you will be approved by SDFCU for an account.  The application process is explained here.

Please be sure to read our business terms and conditions and General info and legal.

Thank you for your support!

In this Section

Lifetime Membership ($600 one-time fee)

Join/Renew Regular Membership ($70 yearly recurring)

Join/Renew Senior Membership ($55 yearly recurring)