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Marylouise Serrato, Executive Director

marylouise-serrato-2.jpgMarylouise Serrato was born and raised in San Francisco, California. After graduating from San Francisco State University she began a career in communications management working for over ten years for three San Francisco-based advertising agencies; Allen & Dorward & Co, BBD&O and McCann-Erickson. Marylouise was responsible for the management of a variety of consumer goods and services accounts, new product development and test marketing. In 1994 Marylouise and her family moved to Brussels, Belgium and in 2001 to Geneva, Switzerland. In Geneva, Marylouise worked as a freelance marketing consultant and taught Business language and topics to corporate clients. Marylouise joined ACA in 2002 working as Managing Director and in 2010 became Executive Director. In 2012 ACA moved its headquarters and the office of the Executive Director to Washington, DC where Marylouise has been directing the management and operations of the organization. Marylouise is married and has three children and enjoys skiing, hiking and traveling.


Ronald Lee Banks, Vice Executive Director

banks.jpgBorn and raised in Kansas City, Missouri, he holds a BA in marketing from Southwest Missouri State University and a MBA from City University. Ron has worked in the fast moving consumer goods sector in the US and in Europe. He has done international marketing consulting and is a founding partner of three companies. In addition, Ron is an adjunct professor of marketing at a US university in Geneva.  As the Vice Executive Director of ACA, he is involved in the marketing and planning activities of the organization. Ron is married and lives in Geneva. They have two daughters and three grandchildren, all living in the United States.


Charles M. Bruce, ACA Legal Counsel

bruce.jpgCharles M. Bruce is a specialist in international tax planning, withholding tax regimes and compliance matters. He has served as Tax Counsel at the United States Senate Finance Committee, as Vice-Chair of the American Bar Association, Section of Taxation, Committee on Foreign Activities of U.S. Taxpayers, and as Chair of the ABA Task Force on International Trusts of that Committee. He is a member of the American Bar Association, International Bar Association, International Fiscal Association (US and UK branches), the Society of Trust and Estate Practitioners, and the International Tax Planning Association. He lives in Washington, DC and London. He serves as ACA's Legal Counsel.


Roland Crim, Voting Team Director and Switzerland Chapter Chair

roland-crim-newRoland Crim has lived in Switzerland since 1987 when he joined a US Private Bank in Zurich to devise wealth structuring strategies for high net worth clients. He is a Principal with InterSource Sàrl, a Geneva-based provider of IT training and development solutions which he founded in 1995 . Roland leads the voting issue team within ACA and represents ACA on the Advisory Board of the Munich-based Overseas Vote Foundation, the preeminent advocacy organization for the defense of overseas voter rights. A member of the New York Bar, he holds a Bachelor's degree in International Relations from the University of Southern California and a J.D. from Harvard. He is married and has one daughter.


Anne Hornung-Soukup, Finance Director

hornung.jpgMs. Hornung-Soukup was born and raised in Illinois. She has lived in Massachusetts, Virginia, South Africa and Switzerland, and she has now been living outside the US for over 30 years. Ms. Hornung-Soukup earned her BA at Smith College in Massachusetts and her MA at American University in Washington DC. She worked as a business consultant in Geneva for four years, then as portfolio manager at Guyerzeller Bank in Geneva, Switzerland for 16 years. From 1999 to 2010, Anne was Partner and Co-Founder of Axia Investments S.A., a portfolio management company, and in 2010 she joined Bruellan S.A. as a Partner.
She has been involved with American Citizens Abroad nearly since its founding in 1978, and has been Finance Director for a number of years. She is married to a Swiss national, holds both US and Swiss citizenship, and is the mother of two grown children.


Karl Jauch, Citizenship Team Director and ACA Webmaster

jauch3.jpgKarl was born in New Jersey of a Swiss father and an American mother. He lived most of his early years in Iowa and Minnesota and then moved to Geneva Switzerland. After majoring in physics at the University of Geneva, Karl worked as a research physicist in various Swiss companies including Landis & Gyr and the Battelle Memorial Institute in Geneva. Karl, now retired, was also a professor of electrical engineering at the Geneva University of Applied Sciences for 20 years. Soon after ACA was founded in 1978 Karl became a director and the resident expert on citizenship questions after US citizenship was refused for his two daughters. Karl continues to be active as a director and webmaster for ACA and also enjoys choral singing in several choirs. Karl and his wife Danielle now live in France, near Geneva, and their two daughters and five grandchildren live in Switzerland, France and the USA.


Jonathan Lachowitz, Financial and Tax Advice

jonathan-lachowitz.jpgJonathan Lachowitz is a Certified Financial PlannerTm Professional and an Independent Investment Advisor in both the United States and Switzerland. He is the founder of White Lighthouse Investment Management in Lexington, MA and Lausanne, Switzerland and is a former member of the board of directors of  the Swiss Financial Planning Organization. Jonathan was born and raised in Connecticut; has an MBA from New York University's Stern School of Business and has spent about two decades living in Europe. Jonathan is specialized in working with international families, especially overseas Americans and has a comprehensive knowledge of the US tax code as it pertains to overseas Americans. Jonathan contributes to ACA mainly in financial and tax areas and helps to organize the ACA Town Hall events in Geneva and Zurich. Jonathan is married and has four young children.


Michael Larsen, United Kingdom Chapter Chair

larsen.jpgBorn and raised in Los Angeles, Michael resides in London where he heads the UK Chapter of ACA, Inc. Michael has been involved with ACA for more than a dozen years, first in Geneva, where he served as an Executive Committee member and since 2005 initially as a UK Country Contact. Michael is a Senior Managing Director at Harbert Management Corporation, a privately-owned, US-based alternative investment firm. Prior to joining HMC in November 2004 he held a variety of senior management roles in Europe and the Middle East, including two years as Executive Director at a leading Swiss investment advisor. Prior to that Michael was a Business Manager for Citigroup Asset Management. Michael’s career with Citigroup and Citibank spanned 20 years, starting with positions in New York and in Bahrain. In 1989 he moved to London, where he lived and worked until 1995, relocating to Zurich and then eventually Geneva, returning to the UK in 2005. Michael received a Bachelor of Arts degree in Economics from Boston University, is registered with the UK Financial Conduct Authority and holds his FINRA/NASD Series 7 and 63 licenses. He and his wife Corinne have two children and when not doting on their six year old grandson enjoy taking extended breaks in Arizona and in Cornwall.


Shelby Lyon, Chief Technology Officer

hill2.jpgShelby is an IT professional with 18 years experience in business analysis, systems development, testing and partnership management. She was born and raised in Fresno, CA. After earning her BA at UC Berkeley, she worked for various technology and financial firms in the San Francisco area. Eleven years later, she relocated overseas to complete an MBA at Oxford University. She then worked in London as an IT Partnership Manager for British Telecom. In 2011 she relocated to Geneva, Switzerland where she began working with ACA. She is married with two young sons.


Andrea Picon, Marketing and Communications Director

picon.jpgOriginally from North Carolina, Andrea Picon began her expat journey in 1994 and has since lived, worked and studied in over five different countries. She holds a BA in Industrial Relations from University of North Carolina, Chapel Hill and earned an International MBA from Thunderbird School of Global Management, attending both the Glendale AZ and Archamps-Geneva campuses. Her post-graduate work experience was in the Aerospace and Automated Controls industries, working in the areas of New Business Development, Mergers & Acquisitions and Financial Planning & Analysis within Europe, USA and Mexico. She completed a Certificate in Financial Planning from the University of California, Los Angeles, where she became interested in cross-border planning for multi-cultural families. She is fluent in English, French and Spanish with a basic knowledge of Italian and German. Andrea currently resides in the US with her Spanish husband, two children and one LARGE Swiss Mountain dog.


In Memory