Pages tagged "SDFCU"
READY TO GET AN ACA-MEBMERS/SDFCU ACCOUNT? REMEMBER …..
Posted
on ACA-Members/SDFCU Account: Description and FAQs
by Aca Admin
· February 14, 2024 11:23 PM
READY TO GET AN ACA-MEBMERS/SDFCU ACCOUNT? REMEMBER …..
Answer
IF YOU ARE ALREADY A MEMBER OF ACA, YOU CAN APPLY FOR YOUR ACA-Members/SDFCU account, by going directly to the SDFCU website here and select the green "Join" button*. Proceed to join by choosing American Citizens Abroad (ACA) under the eligibility "I qualify through my relationship with one of your organizational affiliates".
...
STILL HAVE QUESTIONS?
Posted
on ACA-Members/SDFCU Account: Description and FAQs
by Aca Admin
· February 14, 2024 11:22 PM
STILL HAVE QUESTIONS?
Answer
Contact SDFCU at: [email protected].
IS MONEY IN AN ACA-MEMBERS/SDFCU ACCOUNT AS SAFE AS IT IS IN A BANK?
Posted
on ACA-Members/SDFCU Account: Description and FAQs
by Aca Admin
· February 14, 2024 11:05 PM
IS MONEY IN AN ACA-MEMBERS/SDFCU ACCOUNT AS SAFE AS IT IS IN A BANK?
Answer
Yes. Member savings are federally insured to at least $250,000 and backed by the United States Government. SDFCU like other federally chartered credit unions in the United States, is regulated and supervised by the National Credit Union Administration, an independent federal agency.
WHAT “BANKING-LIKE” FINANCIAL SERVICES DOES A CREDIT UNION PROVIDE?
Posted
on ACA-Members/SDFCU Account: Description and FAQs
by Aca Admin
· February 14, 2024 11:03 PM
WHAT “BANKING-LIKE” FINANCIAL SERVICES DOES A CREDIT UNION PROVIDE?
Answer
Credit unions provide a full suite of financial products and services including: checking and savings accounts, credit and debit cards, money market and share certificates, mortgage and personal loans, online and mobile banking.
WHAT IS A CREDIT UNION? WHAT’S THE DIFFERENCE BETWEEN A CREDIT UNION AND A BANK?
Posted
on ACA-Members/SDFCU Account: Description and FAQs
by Aca Admin
· February 14, 2024 11:02 PM
WHAT IS A CREDIT UNION? WHAT’S THE DIFFERENCE BETWEEN A CREDIT UNION AND A BANK?
Answer
In the United States, a credit union is a not-for-profit organization which is organized in order to provide financial services to its members. Banks, especially those quoted on a stock exchange, are by definition entities which aim to maximize corporate profits. Conversely, credit unions reinvest their "profits" in their member-owners...
IS SDFCU CREDIT UNION MANAGED BY OR PART OF THE U.S. STATE DEPARTMENT OF U.S. GOVERNMENT?
Posted
on ACA-Members/SDFCU Account: Description and FAQs
by Aca Admin
· February 14, 2024 11:01 PM
IS SDFCU CREDIT UNION MANAGED BY OR PART OF THE U.S. STATE DEPARTMENT OF U.S. GOVERNMENT?
Answer
No. The financial institution is the State Department Federal Credit Union. This is entirely separate from the US Department of State. The credit union is not owned by the U.S. Government. It is owned by its members/account owners – including you when you join. It just so happens that its...
HOW DID SDFCU GET STARTED?
Posted
on ACA-Members/SDFCU Account: Description and FAQs
by Aca Admin
· February 14, 2024 11:00 PM
HOW DID SDFCU GET STARTED?
Answer
SDFCU was chartered independently in 1935 by a group of eight State Department employees. By 1945, SDFCU had only 975 members. Thanks to the steady growth in membership and the addition of associated member groups, such as, American Citizens Abroad, SDFCU now has over 88,000 members worldwide.
HOW CAN I SET UP DIRECT DEPOSIT FOR TAX PAYMENTS, REFUNDS AND RECEIPT OF SOCIAL SECURITY BENEFITS?
Posted
on ACA-Members/SDFCU Account: Description and FAQs
by Aca Admin
· February 14, 2024 10:59 PM
HOW CAN I SET UP DIRECT DEPOSIT FOR TAX PAYMENTS, REFUNDS AND RECEIPT OF SOCIAL SECURITY BENEFITS?
Answer
With an SDFCU account, ACA members can set up direct deposit with the IRS, it’s easy all you need is your SDFCU account and routing number information. To take advantage just select direct deposit as your refund method through your tax software or tell your tax preparer you want to...
ARE FEES AND LOAN RATES THE SAME AT A CREDIT UNION AS THOSE CHARGED BY BANKS?
Posted
on ACA-Members/SDFCU Account: Description and FAQs
by Aca Admin
· February 14, 2024 10:58 PM
ARE FEES AND LOAN RATES THE SAME AT A CREDIT UNION AS THOSE CHARGED BY BANKS?
Answer
Because credit unions are non-profit organizations, they charge fees and loan rates which are generally lower than those charged by banks, and they pay deposit rates which are generally slightly higher than those in banks. Checking is free. Credit cards currently have no annual fees.
CAN I HOLD ACCOUNTS WITH SDFCU IN CURRENCIES OTHER THAN US DOLLARS?
Posted
on ACA-Members/SDFCU Account: Description and FAQs
by Aca Admin
· February 14, 2024 10:57 PM
CAN I HOLD ACCOUNTS WITH SDFCU IN CURRENCIES OTHER THAN US DOLLARS?
Answer
No, SDFCU offers accounts denominated only in US dollars.