Pages tagged "SDFCU"
CAN I GET A MORTGAGE FROM SDFCU TO BUY A PROPERTY? CAN THE PROPERTY BE OVERSEAS?
Posted
on ACA-Members/SDFCU Account: Description and FAQs
by Julie Sanford
· February 14, 2024 10:54 PM
18. CAN I GET A MORTGAGE FROM SDFCU TO BUY A PROPERTY? CAN THE PROPERTY BE OVERSEAS?
Answer
SDFCU offers mortgages for properties located in the United States only. As an ACA member living abroad, you may still qualify a US property as your primary residence, which can help you secure more favorable loan terms. Eligibility depends on individual circumstances and applicable regulations, and SDFCU’s mortgage team will...
WILL MY SDFCU CREDIT OR DEBIT CARD BE ACCEPTED INTERNATIONALLY?
Posted
on ACA-Members/SDFCU Account: Description and FAQs
by Julie Sanford
· February 14, 2024 10:53 PM
12. WILL MY SDFCU CREDIT OR DEBIT CARD BE ACCEPTED INTERNATIONALLY?
Answer
Yes, SDFCU issues both credit and debit cards that are accepted anywhere that accepts VISA internationally. SDFCU credit cards have no annual fees and no foreign transaction fees among many other advantages for members abroad.
CAN I TRANSFER FUNDS FROM MY SDFCU ACCOUNT TO MY FOREIGN BANK ACCOUNT?
Posted
on ACA-Members/SDFCU Account: Description and FAQs
by Julie Sanford
· February 14, 2024 10:52 PM
11. CAN I TRANSFER FUNDS FROM MY SDFCU ACCOUNT TO MY FOREIGN BANK ACCOUNT?
Answer
Yes, SDFCU provides you the ability to send international transfers using Wise within SDFCU’s Digital Banking, as well as outgoing international wires at competitive rates. Incoming international wires can also be received free of charge. Instructions are located here.
CAN I OPEN AN IRA, ROTH IRA, OR 401(K) WITH SDFCU?
Posted
on ACA-Members/SDFCU Account: Description and FAQs
by Julie Sanford
· February 14, 2024 10:51 PM
16. CAN I OPEN AN IRA, ROTH IRA, OR 401(K) WITH SDFCU?
Answer
SDFCU offers both Traditional and Roth IRA accounts to help you save for retirement with potential tax advantages.
While 401(k) accounts are not offered directly through SDFCU, members can explore additional retirement planning options through SDFCU Financial Services, including access to investment advisors affiliated with Securities America.
CAN I WORK WITH A FINANCIAL ADVISOR THROUGH SDFCU?
Posted
on ACA-Members/SDFCU Account: Description and FAQs
by Julie Sanford
· February 14, 2024 10:50 PM
15. CAN I WORK WITH A FINANCIAL ADVISOR THROUGH SDFCU?
Answer
Yes. SDFCU members have the option to work with Securities America–affiliated financial advisors through SDFCU Financial Services. These advisors can assist with investment planning, retirement strategies, and portfolio management.
Using SDFCU’s investment services is entirely optional.
DOES SDFCU REPORT TO THE US CREDIT BUREAUS? CAN I BUILD MY CREDIT?
Posted
on ACA-Members/SDFCU Account: Description and FAQs
by Julie Sanford
· February 14, 2024 10:48 PM
19. DOES SDFCU REPORT TO THE US CREDIT BUREAUS? CAN I BUILD MY CREDIT?
Answer
Yes, this applies when you apply for and utilize an SDFCU credit card or other loan product.
CAN I USE SDFCU DIGITAL BANKING FROM OUTSIDE THE US?
Posted
on ACA-Members/SDFCU Account: Description and FAQs
by Julie Sanford
· February 14, 2024 10:47 PM
10. CAN I USE SDFCU DIGITAL BANKING FROM OUTSIDE THE US?
Answer
Yes. You can securely access your account from most countries:
- Log in online at sdfcu.org.
- Download the SDFCU Digital Banking app, available in many international app stores.
Digital access is blocked in certain countries due to regulatory or security restrictions.
The following locations are currently blocked: Cuba,...
WHAT SERVICES CAN I ACCESS WITH MY SDFCU ACCOUNT?
Posted
on ACA-Members/SDFCU Account: Description and FAQs
by Julie Sanford
· February 14, 2024 10:46 PM
9. WHAT SERVICES CAN I ACCESS WITH MY SDFCU ACCOUNT?
Answer
Your SDFCU account gives you access to a full suite of everyday banking services designed for flexibility and convenience:
- Direct deposit & electronic payments
Receive your tax refunds, Social Security benefits, and other payments when you set up direct deposit. Pay taxes, bills, and service providers via ACH or...
CAN MY SPOUSE OR PARTNER OPEN AN ACCOUNT, OR BE A JOINT OWNER OF MY ACCOUNT?
Posted
on ACA-Members/SDFCU Account: Description and FAQs
by Julie Sanford
· February 14, 2024 10:44 PM
7. CAN MY SPOUSE OR PARTNER OPEN AN ACCOUNT, OR BE A JOINT OWNER OF MY ACCOUNT?
Answer
US Citizen Spouse: Yes, you may add your US Citizen spouse as a joint applicant during the account application.
Non-US Citizen Spouse: A non-US citizen spouse can be a joint owner but cannot hold their own account. They must be added to an account after it is opened, not at...
CAN INDIVIDUALS LIVING ABROAD OPEN AN ACCOUNT AT SDFCU?
Posted
on ACA-Members/SDFCU Account: Description and FAQs
by Julie Sanford
· February 14, 2024 10:43 PM
6. CAN INDIVIDUALS LIVING ABROAD OPEN AN ACCOUNT AT SDFCU?
Answer
Yes. ACA's partnership with SDFCU is highly advantageous. SDFCU is one of the few US credit unions that accepts members living abroad. ACA members have this benefit due to ACA's approval as an associated organization recognized by both SDFCU and the National Credit Union Administration (NCUA).