SDFCU Account
Global Banking Made Easy for ACA Members with State Department Federal Credit Union (SDFCU).
Whether you are living overseas or thinking of moving overseas you need ACA and SDFCU!
Established by U.S. Department of State employees, State Department Federal Credit Union (SDFCU) is a full-service financial institution with a deep understanding of the unique needs of Americans living abroad. SDFCU’s products and services are designed to address banking challenges many international residents face, including:
- Managing American-based investments
- Receiving Social Security benefits
- Transferring funds between multiple currencies
- Opening an IRA
For U.S. citizens living abroad, opening and maintaining a U.S. bank account has been a BIG problem. Many U.S. citizens still need and want U.S. banking services to manage U.S. based investments, receive their Social Security benefits, maintain U.S. credit - the list goes on. ACA and SDFCU provide the solution!
American Citizens Abroad (ACA) has teamed up with SDFCU to allow ACA members to gain access to products, services, and resources designed to simplify cross-border banking. ACA members can take full benefit of SDFCU through their ACA membership.*
Membership With You in Mind
SDFCU offers a wide range of banking services designed to streamline your finances. Key products and account features include:
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How to Join SDFCU
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| American Citizens Abroad members are eligible to join SDFCU. | You’ll need your home address, social security number, and driver’s license or identification card. | Visit SDFCU.org to join. In the application, select “I qualify through my relationship with one of your organizational affiliates:” and select American Citizens Abroad. |
For full instructions on applying for membership at SDFCU, click here.
View frequently asked questions here.
Not yet an ACA member? Join now to obtain SDFCU membership eligibility along with the numerous other benefits of belonging to American Citizens Abroad.***
[Disclosures]
Reach out to SDFCU directly for questions regarding their products and services: [email protected]
*You must be a U.S. citizen and an ACA member to obtain membership at State Department Federal Credit Union. Please allow approximately one week after applying for application processing.
**State Department Federal Credit Union is not affiliated, associated, authorized, endorsed by, or in any way officially connected with WhatsApp Inc., or any of its subsidiaries or affiliates. The name “WhatsApp” is a registered trademark of their respective owners.
**Please note that once paid, ACA membership dues are non-refundable. ACA cannot guarantee SDFCU membership approval. SDFCU is solely responsible for the SDFCU application process and applicants must meet SDFCU requirement to qualify.
NOTE: ACA does not manage the SDFCU account and products offered nor the application or onboarding process. This is done directly by SDFCU. SDFCU is solely responsible for determining eligibility for accounts and product offerings. If you have additional questions about SDFCU account features, products and/or questions about the application process, please contact SDFCU directly: [email protected].