WHAT SERVICES CAN I ACCESS WITH MY SDFCU ACCOUNT?

HOW DO I APPLY FOR AN SDFCU ACCOUNT? AM I REQUIRED TO FUND MY ACCOUNT TO COMPLETE MY SDFCU APPLICATION? WHAT INFORMATION IS REQUIRED TO OPEN AN ACCOUNT WITH SDFCU? HOW DOES SDFCU COMMUNICATE DURING THE APPLICATION PROCESS? IS PERSONAL FINANCIAL INFORMATION DISCLOSED TO ACA? CAN INDIVIDUALS LIVING ABROAD OPEN AN ACCOUNT AT SDFCU? CAN MY NON-US SPOUSE OR PARTNER OPEN AN ACCOUNT, OR BE A JOINT OWNER OF MY ACCOUNT? CAN I OPEN AN ACCOUNT FOR MY CHILDREN? WHAT SERVICES CAN I ACCESS WITH MY SDFCU ACCOUNT? CAN I USE SDFCU DIGITAL BANKING FROM OUTSIDE THE US? CAN I TRANSFER FUNDS FROM MY SDFCU ACCOUNT TO MY FOREIGN BANK ACCOUNT? WILL MY SDFCU CREDIT OR DEBIT CARD BE ACCEPTED INTERNATIONALLY? CAN I HAVE NON-US DOLLAR ACCOUNTS WITH SDFCU? IS SDFCU CONSIDERED A FOREIGN OR US ACCOUNT FOR FATCA AND FBAR REPORTING? CAN I WORK WITH A FINANCIAL ADVISOR THROUGH SDFCU? CAN I OPEN AN IRA, ROTH IRA, OR 401(K) WITH SDFCU? CAN SDFCU HELP WITH FINANCING EDUCATION OR OTHER PERSONAL EXPENSES? CAN I GET A MORTGAGE FROM SDFCU TO BUY A PROPERTY? CAN THE PROPERTY BE OVERSEAS? DOES SDFCU REPORT TO THE US CREDIT BUREAUS? CAN I BUILD MY CREDIT? HOW WAS SDFCU FOUNDED? IS SDFCU MANAGED BY OR AFFILIATED WITH THE US DEPARTMENT OF STATE? HOW IS A CREDIT UNION DIFFERENT FROM A BANK? STILL HAVE QUESTIONS? READY TO APPLY FOR AN SDFCU ACCOUNT? REMEMBER …..

9. WHAT SERVICES CAN I ACCESS WITH MY SDFCU ACCOUNT?

Answer

Your SDFCU account gives you access to a full suite of everyday banking services designed for flexibility and convenience:

  • Direct deposit & electronic payments
    Receive your tax refunds, Social Security benefits, and other payments when you set up direct deposit. Pay taxes, bills, and service providers via ACH or Bill Pay.
  • Digital banking access
    Manage your account, deposit checks, and monitor activity 24/7 via SDFCU’s Digital Banking.
  • Payments & transfers
    Send money through:
    • Zelle®
    • Member-to-member (“M2M”) transfers
    • Domestic and international wires
    • Wise for global money transfers
    • One-time online loan payments

Zelle® and the Zelle® related marks are wholly owned by Early Warning Services, LLC and are used herein under license.

  • Debit & credit card access
    Instant card issuance with the ability to add cards to digital wallets.
  • ATM access
    Use nearly 30,000 free ATMs nationwide via the CO-OP Network.
  • Support & assistance
    Connect through 24-hour member services or virtual meetings when you need help.