WHAT INFORMATION IS REQUIRED TO OPEN AN ACCOUNT WITH SDFCU?
HOW DO I APPLY FOR AN SDFCU ACCOUNT?
AM I REQUIRED TO FUND MY ACCOUNT TO COMPLETE MY SDFCU APPLICATION?
WHAT INFORMATION IS REQUIRED TO OPEN AN ACCOUNT WITH SDFCU?
HOW DOES SDFCU COMMUNICATE DURING THE APPLICATION PROCESS?
IS PERSONAL FINANCIAL INFORMATION DISCLOSED TO ACA?
CAN INDIVIDUALS LIVING ABROAD OPEN AN ACCOUNT AT SDFCU?
CAN MY NON-US SPOUSE OR PARTNER OPEN AN ACCOUNT, OR BE A JOINT OWNER OF MY ACCOUNT?
CAN I OPEN AN ACCOUNT FOR MY CHILDREN?
WHAT SERVICES CAN I ACCESS WITH MY SDFCU ACCOUNT?
CAN I USE SDFCU DIGITAL BANKING FROM OUTSIDE THE US?
CAN I TRANSFER FUNDS FROM MY SDFCU ACCOUNT TO MY FOREIGN BANK ACCOUNT?
WILL MY SDFCU CREDIT OR DEBIT CARD BE ACCEPTED INTERNATIONALLY?
CAN I HAVE NON-US DOLLAR ACCOUNTS WITH SDFCU?
IS SDFCU CONSIDERED A FOREIGN OR US ACCOUNT FOR FATCA AND FBAR REPORTING?
CAN I WORK WITH A FINANCIAL ADVISOR THROUGH SDFCU?
CAN I OPEN AN IRA, ROTH IRA, OR 401(K) WITH SDFCU?
CAN SDFCU HELP WITH FINANCING EDUCATION OR OTHER PERSONAL EXPENSES?
CAN I GET A MORTGAGE FROM SDFCU TO BUY A PROPERTY? CAN THE PROPERTY BE OVERSEAS?
DOES SDFCU REPORT TO THE US CREDIT BUREAUS? CAN I BUILD MY CREDIT?
HOW WAS SDFCU FOUNDED?
IS SDFCU MANAGED BY OR AFFILIATED WITH THE US DEPARTMENT OF STATE?
HOW IS A CREDIT UNION DIFFERENT FROM A BANK?
STILL HAVE QUESTIONS?
READY TO APPLY FOR AN SDFCU ACCOUNT? REMEMBER …..
3. WHAT INFORMATION IS REQUIRED TO OPEN AN ACCOUNT WITH SDFCU?
Answer
The information that will be required includes:
- A current membership with ACA.
- Personal Information to include Name, Date of birth, Residential Address, and SSN/ITIN.
- Proof of residency is required if the primary identification does not have a current address. The following can be accepted:
- Utility Bill (gas, electric, cable, water, or phone bill)
- Lease Agreement
- Bank Statement
- Voter’s Registration Card
- Homeowner’s or Auto Insurance Policy
- Property/Real Estate Tax Statements
- U.S. Postal Service Change of Address Official Confirmation
- Government Travel Orders (Orders must specify an address)